If you have been involved in a car accident, you are likely concerned how to handle your insurance claim. By being prepared, you can avoid making any potential errors that could jeopardize your claim.
Do contact your insurance company right away. After you have sought medical treatment (if necessary), contact your insurance company to notify them of the accident as soon as possible.
Do take thorough notes of your conversation with your insurance company. Be sure to list the names, titles, and phone numbers of everyone you speak to.
Do have a clear understanding of your insurance coverage prior to speaking with the insurance company. Also, consider if you have any additional insurance coverage available. You may want to check your homeowner’s policy, or an umbrella policy for instance.
Do take pictures of the damage to your vehicle, the scene of the accident, and your injuries if possible. Your cell phone is excellent for this purpose.
Do contact a qualified Missouri car accident lawyer for advice. It is important to speak to legal counsel to ensure that your rights are protected.
Do keep records of all of your expenses associated with pursuing your claim. This would include all receipts, purchases for lodging, and car rentals during the time of the accident until the time your claim is settled.
Don’t automatically accept an offer made by your insurance company. Insurance companies will likely offer you the lowest possible dollar amount, which may not adequately cover your losses.
Don’t immediately give a written or recorded statement to your insurance company. Be sure you completely understand your coverage first. If you are in any doubt, seek legal advice first.
Don’t sign a waiver or release without consulting legal counsel. Emotions often run high during this time, and you may be tempted to close the claim and settle for an amount less than your actual loss.
Don’t ignore any time limits set in your policy. Many policies require a proof of loss be filed within a certain time frame for instance. Also, if your claim is not being settled to your satisfaction and the clock is ticking, speak to legal counsel immediately.
Our Personal Injury Attorneys have proudly collected TENS OF MILLIONS of dollars in compensation for clients. Below are some of our recent personal injury case results.
"Overall, I had a great experience working with The Bradley Law Firm!! I would recommend Ryan and his team to anyone. Being involved in a car accident can be quite stressful and dealing with insurance companies can be even more stressful. Having Ryan in my corner lifted a huge burden off my shoulders and made this process much easier for me. They handled everything. Tina is great…she is awesome! She’s extremely patient and kept me informed throughout the entire process. The Bradley Law Firm team is very personable, easy to talk to, and a pleasure to work with."
Our Personal Injury Attorneys have proudly collected TENS OF MILLIONS of dollars in compensation for clients.
It is our mission to ensure you receive a maximum recovery for all of your damages, to the fullest extent under the law.
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St. Louis Lawyer Disclaimer: The legal information offered herein by The Bradley Law Firm, is not formal legal advice, nor is it the formation of an attorney client relationship. In order for our firm to be considered your attorney there must be a signed agreement between the client and the firm. Any results set forth herein are based solely upon the circumstances of that particular case and offer no promise or guarantee upon the outcome of any other case. Please contact a lawyer for a consultation. This site is not intended to solicit clients outside the State of Missouri or Illinois. The Bradley Law Firm may co-counsel or associate with other law firms around the country at its discretion from initial intake through litigation when it deems appropriate.